Home warranties can be a lifesaver when unexpected repairs or replacements are needed for your home systems and appliances. However, with so many options available, choosing the right home warranty company can be a daunting task. In this article, we’ll review the top home warranty companies in 2025, helping you decide which one suits your needs.
1. Choice Home Warranty
Choice Home Warranty offers comprehensive coverage at affordable prices, making it a favorite for many homeowners. Their Basic Plan covers major systems like plumbing, heating, and air conditioning, while the Total Plan expands to include appliances such as refrigerators, ovens, and dishwashers.
Pros: Affordable premiums, flexible coverage, easy-to-understand plans.
Cons: Service fees can be higher than some competitors.
Why Choose Choice Home Warranty? Choice Home Warranty’s pricing is highly competitive, and the company has an extensive network of contractors to ensure a quick response. They are well-regarded for their customer service and transparency.
2. American Home Shield
With over 50 years of experience, American Home Shield (AHS) is one of the most recognized names in the home warranty industry. They offer three main plans: the Systems Plan, the Appliances Plan, and the Combination Plan, which includes both systems and appliances.
Pros: Flexible plan options, robust coverage for high-end appliances.
Cons: Service fees can be higher, and claims may take longer to process.
Why Choose American Home Shield? AHS offers some of the most customizable plans in the industry, making it an excellent option for homeowners with unique needs. They also provide coverage for older appliances, which can be a big plus for those with vintage or out-of-warranty items.
3. First American Home Warranty
First American Home Warranty is another top player, particularly well-known for its affordable pricing and high-quality customer service. They offer a Basic Plan covering essential systems like plumbing and electrical and a Premier Plan that adds coverage for household appliances.
Pros: Excellent coverage options, great value for the price.
Cons: Limited coverage for higher-end or rare appliances.
Why Choose First American Home Warranty? First American offers some of the most affordable plans on the market, with no annual limits on claims. They are also praised for their customer-friendly policies, including easy-to-navigate claims processes.
4. Select Home Warranty
Select Home Warranty offers a variety of affordable plans with good coverage, including their Bronze Plan (appliance coverage) and Gold Plan (systems coverage). They also offer a Platinum Plan, which covers both.
Pros: Affordable pricing, good reputation for service quality.
Cons: Limited options for add-on coverage.
Why Choose Select Home Warranty? Select Home Warranty offers excellent pricing and quality service, especially for homeowners who need coverage on a budget. While they don’t offer the extensive add-ons of some competitors, their pricing makes them an attractive option for those with basic needs.
Conclusion
Choosing the best home warranty company depends on your specific needs and budget. Whether you’re looking for a comprehensive plan, affordable pricing, or specialized coverage, each of these providers offers something unique. Take the time to research each option and choose the one that best fits your home and lifestyle.